We waive Insurance Deductibles
Filling Hit & Run Uninsured Motorist Insurance Claim
Hit & Run Accident & Uninsured Motorist Claim Help in Baltimore
Hit by a Driver Who Left the Scene? Auto Point Can Help With the Repair Process
A hit-and-run accident can leave you with a damaged vehicle and many questions: Who will pay for the repairs? Which insurance coverage applies? Do you need a police report? What happens if the other driver cannot be identified?
Auto Point Collision Repair & Car Painting in Baltimore, Maryland helps drivers repair vehicles damaged in hit-and-run accidents and accidents involving uninsured or underinsured motorists.
Our team can inspect your vehicle, prepare a detailed collision repair estimate, document visible accident damage, communicate with insurance representatives regarding the repair, and prepare supplemental estimates when additional covered damage is discovered during repairs.
Located at 5801 Belair Road, Baltimore, MD 21206, Auto Point serves drivers throughout Baltimore City, Baltimore County, Parkville, Overlea, Rosedale, Essex, White Marsh, Nottingham, Towson and surrounding Maryland communities.
What Should I Do After a Hit-and-Run Accident?
If another driver hits your vehicle and leaves the scene, document the incident as thoroughly as possible.
If it is safe to do so, photograph the damage, surrounding area and accident scene. Write down any information you remember about the other vehicle, including its make, model, color, license plate or direction of travel. Contact the appropriate authorities to report the accident and notify your insurance company promptly.
Then contact Auto Point Collision Repair & Car Painting to have the vehicle damage inspected and obtain a collision repair estimate.
Will Insurance Pay for Hit-and-Run Damage?
Coverage depends on your insurance policy, the circumstances of the accident and applicable Maryland insurance requirements.
Depending on your coverage, a hit-and-run accident may involve uninsured motorist property damage, collision coverage or another applicable portion of your policy.
Auto Point cannot determine whether an insurance company will approve a particular claim, but we can help document the vehicle damage, prepare the repair estimate and communicate with the insurer regarding the collision repair process.
What Is an Uninsured Motorist Claim?
An uninsured motorist claim may arise when an at-fault driver does not have applicable insurance coverage or, in certain circumstances, cannot be identified after an accident.
The exact coverage, deductible and claim requirements depend on your insurance policy and the circumstances surrounding the accident.
If your vehicle needs repairs after an accident involving an uninsured driver, Auto Point can inspect the damage and prepare an estimate identifying the repairs necessary to restore the vehicle.
Can I Get My Car Repaired After a Hit-and-Run?
Yes. Once the applicable insurance and repair authorization issues are addressed, Auto Point can provide the collision and auto body services necessary to repair your vehicle.
Depending on the damage, repairs may include:
- Collision and auto body repair
- Bumper and panel replacement
- Dent and body repair
- Frame straightening
- Structural damage repair
- Professional car painting
- Computerized paint color matching
- Wheel alignment
- Diagnostic scanning
- Glass replacement
- Mechanical repairs related to collision damage
From minor parking-lot hit-and-run damage to more serious collisions, our goal is to provide a professional repair while making the process as convenient as possible.
What if the Insurance Estimate Is Lower Than the Actual Repair Cost?
Not all collision damage is visible during the initial inspection.
After damaged panels or components are removed, additional accident-related damage may be discovered. When appropriate, Auto Point can document the additional damage and prepare a supplemental collision repair estimate for the insurance company's review.
You don't necessarily have to accept an incomplete repair simply because hidden damage was not included in the original estimate.
Do I Have to Use the Body Shop Recommended by My Insurance Company?
You can generally choose the repair facility you want to use rather than automatically selecting a particular shop simply because it appears on an insurer's preferred repair network.
Auto Point works with insurance companies and adjusters and can provide the documentation necessary for the collision repair process.
If you have received an insurance estimate but haven't selected a repair shop yet, bring the estimate and your vehicle to Auto Point so we can review the damage.
Can Auto Point Help With My Insurance Deductible?
Deductible assistance may be available for qualifying collision repairs, subject to eligibility, insurance requirements and applicable terms and conditions.
Because every accident, insurance policy and repair is different, contact Auto Point before beginning repairs to determine whether deductible assistance may be available for your situation.
Does Auto Point Offer Free Towing After a Hit-and-Run Accident?
Free towing may be available with qualifying collision repairs.
If your vehicle is not safe to drive or is currently at a towing or storage facility, contact Auto Point to discuss available towing options before arranging transportation.
Are Loaner Vehicles Available During Collision Repairs?
Loaner vehicles may be available for qualifying customers while their vehicles are being repaired.
If you don't have rental-car coverage—or you're having difficulty arranging transportation through your insurance company—ask Auto Point about available transportation options.
Why Choose Auto Point After a Hit-and-Run Accident?
A hit-and-run accident is stressful enough without having to coordinate a body shop, towing company, insurance estimate, repair supplements and transportation separately.
Auto Point helps simplify the process by providing collision repair, auto body work, professional painting, frame repair, diagnostics, mechanical repair, insurance repair documentation and customer assistance from one Baltimore location.
Hit-and-Run Collision Repair in Baltimore Starts With an Estimate
Hit-and-Run Collision Repair in Baltimore Starts With an Estimate. Hit by an uninsured driver or involved in a hit-and-run in Baltimore? Auto Point provides collision repair, estimates, insurance claim assistance, towing and deductible assistance.
Filling Hit & Run Uninsured Motorist Insurance Claim
Hit & Run Accident & Uninsured Motorist Claim Help in Baltimore
What Is an Uninsured Motorist Claim?
If your vehicle is damaged and the at-fault party is unknown or uninsured, you may be eligible to file an uninsured motorist (UM) claim. Here are common situations where this applies:
- 🚗 Hit-and-run accident – another vehicle hit your car and drove off without stopping or being identified.
- 🚘 Parked vehicle damage – your car was damaged while unattended, and you don’t know who caused it.
- 🛻 Falling object damage – an object fell from a vehicle ahead of you, causing damage, and you couldn’t identify the vehicle.
- ❓ Unknown cause – your vehicle is damaged, but you don’t know how or who did it.
- 🚫 Uninsured driver – someone hit your vehicle and does not have auto insurance.
- 🧾 Uncooperative party – you were in an accident, but the other party refuses to file a claim or accept liability.
Important Tips for Filing an Uninsured Motorist Claim:
- ✔️ You can file a UM claim even if you only have limited liability coverage.
- 📍 Note the location, date, and time of the incident.
- 📞 Call the non-emergency police number and request an official report.
- 📝 Give your insurance company the police report reference and clearly state you’re filing an uninsured motorist claim. let the know your car is damaged and not drivable. Request them to set up a rental car right away as your car is not driveable.
- 🤝 Need help? Contact our collision repair shop—we’ll walk you through the process and handle your repairs professionally.