Filling Hit & Run Uninsured Motorist Insurance Claim

  What Is an Uninsured Motorist Claim?
If your vehicle is damaged and the at-fault party is unknown or uninsured, you may be eligible to file an uninsured motorist (UM) claim. Here are common situations where this applies:

• 🚗 Hit-and-run accident – another vehicle hit your car and drove off without stopping or being identified.
   
• 🚘 Parked vehicle damage – your car was damaged while unattended, and you don’t know who caused it.
   
• 🛻 Falling object damage – an object fell from a vehicle ahead of you, causing damage, and you couldn’t identify the vehicle.
   
• ❓ Unknown cause – your vehicle is damaged, but you don’t know how or who did it.
   
• 🚫 Uninsured driver – someone hit your vehicle and does not have auto insurance.
   
• 🧾 Uncooperative party – you were in an accident, but the other party refuses to file a claim or accept liability.
   

Important Tips for Filing an Uninsured Motorist Claim:

• ✔️ You can file a UM claim even if you only have limited liability coverage.
   
• 📍 Note the location, date, and time of the incident.
   
• 📞 Call the non-emergency police number and request an official report.
   
• 📝 Give your insurance company the police report reference and clearly state you’re filing an uninsured motorist claim. let the know your car is damaged and not drivable. Request them to set up a rental car right away as your car is not driveable.
   
• 🤝 Need help? Contact our collision repair shop—we’ll walk you through the process and handle your repairs professionally.

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